Lxme – Money made for her: India’s first financial app designed for women, by women.
Managing your finances has never been easier. Lxme is more than just a UPI payment app—it’s a complete money management and investing platform built for women. From quick UPI payments and budgeting tools to mutual fund investments and digital gold rewards, Lxme empowers you to take control of your money and achieve financial independence.
As an AMFI-registered and SEBI-regulated personal finance app, Lxme combines the functionality of an investment app with a UPI payments platform. Our mission is simple: help women save, spend, and invest wisely through secure, transparent, and easy-to-use financial tools.
Why Women Trust Lxme
• Over 1.5 million women already use Lxme for money management.
• Safe and transparent investment process with zero hidden charges.
• Offers exciting rewards in the form of digital gold instead of cashback
• Features tailored to women’s unique financial needs.
• AMFI-registered and SEBI-regulated, ensuring security and trust.
Core Features:
🔸 Smart UPI Payments with Rewards
Make fast, secure UPI transactions with QR codes or your UPI ID. Set up AutoPay for recurring bills and enjoy stress-free payments. Unlike other UPI apps, Lxme rewards you with Digital Gold instead of cashback, helping you grow with every transaction. The pay feature is only available to a limited number of users.
🔸 Budgeting & Expense Tracking
Lxme’s budget manager helps you stay on top of daily spending. Create personalised budgets that automatically track UPI transactions, or log expenses manually. Use the built-in budget calculator to plan monthly expenses and avoid overspending.
🔸 Mutual Fund Investment Options
Start your investment journey with mutual funds from just Rs 100. Choose from expert-curated SIP and lumpsum options tailored to your goals. Access specialised calculators—SIP, Lumpsum, Retirement, Goal, and Child Education—to plan confidently for education, emergency funds, wealth creation, or retirement.
Not just a payment app, it’s your platform to boost financial growth.
Learn, Grow & Earn
Boost your financial literacy with regular live sessions hosted by industry experts. Join interactive challenges to stay motivated, build emergency funds, and reach your goals faster.
Digital Gold Rewards
Your financial activity should be rewarded. With Lxme, every UPI transaction and app engagement earns you Digital Gold, which you can convert into real gold.
Community Connection
Join India’s first women-only finance community. Share experiences, ask questions, and learn from others on topics like saving vs investing, retirement planning, and building long-term wealth.
Trusted Partners
Lxme is backed by Kalaari Capital’s CXXO initiative, Yash Kela of Founders Collective Fund, Amaya Ventures, Aditi Kothari of DSP, and Capri Holdings. Mutual fund investments are accessible via top AMCs such as Axis MF, ICICI Prudential MF, and SBI MF.
Steps to sign up on the app:
1️⃣Sign Up -Enter your phone number & register using the OTP
2️⃣Create a secure login UPI ID and UPI PIN
3️⃣Select your financial goals so we can personalize your journey
4️⃣Fill in your basic details such as name, email address & gender
5️⃣To access the Pay feature- ensure you have the code shared on WhatsApp. Enter the code and enjoy the all-new LxmePay. Feature available for limited users only.
Your Path to Financial Freedom
Lxme is more than a UPI app or mutual fund platform; it’s India’s one-stop personal finance solution for women. Whether you’re making your first investment, tracking daily expenses, or planning for child education and retirement, Lxme gives you the tools, rewards, and community to succeed.
Take charge of your money today.
Download Lxme: UPI & Investment App now.